To see what your monthly payment would be click here. Must bring proof of income at time of sign up!

Payment Options

We offer flexible payment options. Pay for one year in full or pay month-to-month using our easy bank draft service (we only accept checking, savings, or credit card for automatic monthly payment).

We also accept MasterCard, Visa, American Express and Discover, as well as cash and check.

The YMCA of St. Joseph accepts all major credit cards

Membership fees are non-refundable.

Cancellation/Change Policy

We require a 30-day written notice on cancellation of membership. A 30-day written notice is required to change any information on your account which includes cancellation of the account.

The YMCA reserves the right to cancel classes with insufficient registration. In the event that the YMCA cancels a class, full refund or credit will be issued. Credit will be issued from the date of cancellation.

If you need to cancel your program participation, a prorated credit toward another YMCA activity will only be given for medical reasons, but not after completion of 50% of the class.